Payment Gateway Integration
A payment gateway allows you to securely collect and make payments anytime, anywhere. It allows the merchants to electronically accept payments directly from his website. It is an online version of a point of sale (POS) of a physical store. It allows you to accept payments through debit & credit cards, and also through electronic checks. A trustworthy payment gateway is a must for any E-commerce site like retail stores, ticketing sites etc. that allow the users to carry out financial transactions sitting at their home though their laptop, smart phones, tablets or any other compatible mobile device.

Added layer of security

Payment gateways usually ask the customer to provide CVV (card verification value) code or AVS (address verification number) as an added layer of security to prevent fraudulent online transactions by crackers. Customer is also asked to confirm the payment value and the amount is transferred only after confirmation by the customer. Payment gateways offer convenience of making payments both to the customers and merchants. One need not visit any bank or physically visit a store to make payments for the goods purchased online.

The payment gateway will assist you to have:
  1. Multi-currency, real time transactions though debit and credit cards
  2. Online consumer authentication
  3. Real time reporting and reconciliation
  4. Custom payment solutions
  5. Powerful fraud management system
  6. Automatic recurring billing option
  7. Alternative payment options

Our payment gateway solutions will help you make real time financial transactions in a scalable, flexible, safe and secure environment. We employ hardware and software encryption to provide added layer of security to your sensitive information such as credit card numbers to ensure that the financially important information passes between you and your clients in a perfectly secure manner.

How does a payment gateway work?

As the customer places an order, the information is captured and transmitted to the merchant’s server in encrypted form like Secure Socket Layer (SSL) and then forwarded to the payment gateway

The payment gateway transmits the information to the server of concerned bank

Acquiring bank of the merchant passes the information to the bank of the customer

The card issuing bank of the customer sends response to payment gateway detailing whether the transactions is approved or declined

In case the transaction is declined, the reason for the same is conveyed by the issuing bank to the customer and merchant.

Payment gateway forwards the response to the merchant’s server

Merchant’s server encrypts the information and relays it to the customer to let him know the status of his order. The entire process takes just few seconds.

Finally, the card issuing bank of the customer deposits the amount in the acquiring bank account of the merchant at the end of the day.

Our payment gateway development services:

  1. Integration of payment gateway with your business and website
  2. Online merchant platform development
  3. One click virtual terminal for manual sales processing and issue of credits
  4. Currency conversion facility
  5. Phone billing and SMS billing facility
  6. Download data in text format and import it into Excel sheet
  7. Recurring billing on daily, weekly, monthly, quarterly, yearly basis
  8. Multiple transactions support and shopping cart integration
  9. Technical support and customer care services

We can also customize your personal payment gateway with other players like PayPal, Authorize, Google Checkout etc.